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Instant Payments

Instant Payments is our advanced payment solution designed to facilitate seamless, instant disbursements to patron bank accounts via both RTP and FedNow. It enables immediate fund transfers to patron bank accounts, eliminating the typical delays. This provides patrons with instant access to their funds, even on weekends and holidays.

Flow​

To process a withdrawal as an Instant Payment, operators must set fundTransferType as INP when making a withdraw approval request.

note

See the full parameters list for more details about the fundTransferType property.

Integration Steps​

  • Operators must open a Wells Fargo account
  • The operator can use this Wells Fargo account for all disbursements or only Instant Payments
  • Disbursements will be routed by either RTP or FedNow