One Button Route to VIPP or VIPO
For those operators that do not want to put VIP Online on a separate button, we could modify the VIP ACH button to have an initial screen appear once a user selects VIP ACH. This screen would have a flow decision for VIP Online & VIP ACH.
Account Inquiry
If one button routing is enabled, when account inquiry is executed, VIPP limit will always be returned. If a patron has enrolled in VIPO and added bank accounts through Plaid or Finicty, each individual VIPO limit will be returned for each account. Manually added bank accounts will have an available limit of $0 since the VIPP limit is enforced for these accounts. (see account inquiry example response)
Product Routing Decisions
Product routing depends on which products are supported by the operator. Below are three of the possible scenarios and the logic that is performed when determining which product to direct the user to between VIP Preferred and VIP Online.
Operators who support both VIPP and VIPO

Operators who only support VIP Preferred
All patrons will be directed to VIP Preferred.
Operators who only support VIP Online
All patrons will be directed to VIP Online.