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Hybrid

Hybrid ACH is a smart transaction routing feature available through the VIP Connect SDK. It enhances the traditional e-check process by dynamically determining whether each deposit should be processed as a Warranted or Non-Warranted transaction based on the patron’s account history.

At the time of the transaction, Pavilion evaluates the patron risk and uses a decisioning process configured per operator to route the transaction accordingly. The warranted/non-warranted decision returned in the IsWarrantied (true/false) field in the Notification Callback.

Operator Control​

Operators can choose to override Pavilion's decision by explicitly sending a value in the warrantyMode field (WARRANTY or NOWARRANTY) in the Create Patron Session API request. The decision to use this override should be based on a decisioning process created within the operators system, and not by any information provided by Pavilion.

Requirements​

To enable Hybrid ACH:

  • Certification is required with both VIP Connect and VIP Online.
  • We strongly recommend enabling VIP Preferred and One Button Routing as a part of the Hybrid ACH solution to provide the most complete and seamless patron experience.